The Impact of Financial Literacy and Fintech on the Financial Behavior of Cirebon Economics Students

Henni Herdiyani; Kamalah Saadah

doi:10.32534/jv.v21i2.8545

Authors

Henni Herdiyani Universitas Swadaya Gunung Jati
Kamalah Saadah Universitas Swadaya Gunung Jati

DOI:

https://doi.org/10.32534/jv.v21i2.8545

Keywords:

Financial Literacy, Financial Technology, Financial Behavior, Economics Students, Multiple Linear Regression

Abstract

This study focuses on analyzing the role of financial literacy as a moderator in mitigating the risk of consumptive behavior and unhealthy financial management due to the use of financial technology (fintech) among students, The purpose of this study is to find out the extent of the influence of financial literacy and the influence of financial technology on students' financial behavior. The population of this study is economics students in Cirebon, while the research sample is economics students who use financial technology on a daily basis. Data collection was carried out through the distribution of questionnaires. Hypothesis testing was carried out through multiple linear regression analysis as well as suitability and significance tests.

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